Lamna Financial: Bridging Finance

Lead Distribution
17th ,December, 2021


Lamna is a specialty finance company specialising in providing property bridging finance and RAF bridging finance. The latter you can apply for a portion of your Road Accident Fund settlement upfront.

Lamna’s loans are asset-based. In the past, the loans that Lamna has offered, based on moveable assets, have ranged from R20,000 to as much as R10 million. For immovable assets, previous loans that they have approved based on commercial property, have ranged from R500,000 to R10 million.

All the assets are insured and will be kept in a secure place that is under surveillance.

The company offers bridging finance against property sales of up to 75% of the available funds on transfer.


Type Of Funding – Property Bridging Finance

Qualifying Criteria – To apply for the financing, you must provide proof that your property is sold and that the full purchase price is secured. You will use the financing to cover any expenses you choose.

Repayment Terms – The interest on the loan is calculated and must be paid monthly via EFT. You can collect your valuables (assets) after three days of the payment reflected in Lamna’s bank account.

Application process – You can apply online or give them a call. Assets you can provide as collateral for the loan are artwork and antiques, jewelry, gold and diamonds, luxury watches, and cars. The team will ask to meet you to appraise the asset and work out the details of a custom loan agreement. You can get the bridging finance within 12 to 24 hours of making a loan application. You will also be required to provide a copy of your ID and proof of residence before you sign the contract.


The total cost of the loan includes the initiation fee, the monthly fee (which includes interest and service charge, flat fee), and the annual percentage rate (APR). Fixed rates are provided ranging from 36% to 60% APR. Payment options range from between three to 24 months.


You can request for your loan term to be extended – however, your payments must be up to date.


The loan amounts they offer are based on the value of the assets that their clients supply as collateral – this may be a disadvantage to some businesses.

Customer service

You can get in touch with the team on a phone call, email, or via WhatsApp.

Brand Features

  • Fast application process
  • Get up to 75% of funds
  • Asset collateral for loan
  • Flat fee charge
  • Assets insured, surveillance


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