First for Women Small Business Insurance

Jun 25, 2021


Founded in 2004, First for Women is more than just an insurance company; they’re champions of female entrepreneurship in South Africa. Recognising the distinct needs of women business owners, they offer a tailored approach to insurance that empowers women to achieve their full potential.

First for Women goes beyond simply offering insurance products. They understand the unique risks and challenges faced by women entrepreneurs and offer business cover that is tailor-made as well as multi-line insurance. They offer 6 types of business insurance coverage.

Main Features

– 1st for Business Women – Cover for businesses dealing directly with the public on physical premises e.g. retail store, coffee shop, hair salon, flower shop etc.

– 1st for Professional Women – Cover for women who run a business or women who are part of a registered body such as lawyers, accountants, engineers or consultants.

– 1st for Executive Women –  Protection against risks to your personal life and professional career.

– Errors and Omissions –  Protects against mistakes that could lead to disastrous consequences.

– Directors and Officers cover – For errors in judgement or reputational loss of the company because of you as a director.

– Business Assist – Gives access to a range of benefits including office assist, safe drive, professional advice and more. Included in every First for Women business quote.


The cost of your business insurance cover will depend on the type of cover that you choose. Here are four factors that affect the price; type of business, business size, number of employees, location and claim history.

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  • Tailored coverage

  • Focus on women-owned businesses

  • Support for women


  • Limited geographical availability

  • Lack of online quotes


While the company focuses on supporting women entrepreneurs, their small business insurance policies are generally available to all genders.

First for Women offers insurance for a variety of small businesses, but it’s best to check their website or contact them directly to see if they cover your specific industry.

First for Women understands the unique challenges faced by women entrepreneurs. They may offer tailored coverage options and resources that cater specifically to the needs of women-owned businesses.

Filing a claim can potentially lead to increased premiums, but this depends on the severity and frequency of the claim. First Women should have a claims history factor policy outlined that explains how claims impact their rates.