Take charge of your cash flow before year-end

Updated on 16 October 2025 • Reading Time: 2 minutes

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Cash flow can make or break your business.

Even if you’re profitable, late payments and surprise expenses can choke your growth and make you look “unfundable” to lenders.

Here’s the truth:

Cash flow isn’t just about having money in the bank.
It’s about control, knowing what’s coming in, what’s going out, and when.

👀 Because when you can see where every rand goes, there’s no room for funny business.

Transparency isn’t just for Parliament, it’s for your books too.

Why most SMEs struggle

  • Clients pay late (sometimes fashionably late).
  • Expenses pile up faster than invoices clear.
  • Financial reports arrive after the damage is done.

Sound familiar?

The smarter way to stay funding-ready

That’s where Sage Accounting steps in — think of it as your always-on cash flow partner.

With Sage, you can:

  • Automate invoices — get paid faster and never forget a follow-up.
  • Track expenses live — see exactly where your money’s going.
  • Forecast cash flow — plan ahead and avoid month-end surprises.
  • Stay compliant automatically — VAT and tax updates? Already handled.

Pro tip:
Investors and funders care less about your profit and more about your cash flow story.

Show them consistent inflows, disciplined expenses, and financial visibility — that’s how you build trust (and get the “yes”).

Bottom line:
Make every rand count.
Join thousands of South African SMEs using Sage to manage cash flow, stay funding-ready, and grow with confidence.

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Important – Please Read Before Applying:

  • This funding is strictly for registered businesses with a valid CIPC registration number.
  • Your business must have an active business bank account (applications using personal accounts will not be accepted).
  • Minimum monthly turnover: R50,000 for the past 6 months.
  • This is not personal funding or a grant.

Applications that do not meet these requirements will, unfortunately, not be processed.