Bridgement Finance

Lead Distribution
17th ,November, 2021


To help small businesses grow, Bridgement offers simple finance to small businesses across South Africa. Their loans enable businesses to expand their operations, take on bigger projects or bridge gaps in cash flow.

What sets Bridgement apart is its use of technology and data science to bring a new approach to traditional business finance. This allows Bridgement to simplify and reduce the costs of taking out a loan, and to offer “near-instant decisions on applications”.

“We are all about enabling growth for SMEs – helping them improve cash flow to take on bigger projects with longer payment terms. This requires speed of access, simplicity and transparency of terms. Our invoice financing product delivers that,” Daniel Goldberg, co-founder of Bridgement said in an interview with IT News Africa.

Bridgement focuses on invoice factoring, a working capital solution that offers the advantages of a line of credit with same-day funding speed. Their credit facilities range from R10 000 to R1-million.


  • Qualifying Criteria – Bridgement offers funding to registered businesses from any industry sector.
    To qualify you need to meet the following minimum criteria:
    – Have a registered business in South Africa
    – Annual revenue over R500,000
    – Trading for longer than 6 months
    Bridgement does not offer startup grants or funding, finance to start or buy a business or finance to a new business with a tender or purchase order.
  • Repayment Terms – You may pay back your loan over 1 to 12 months. Bridgement also allows lenders to settle early at any stage and get rewarded with a discount.
  • Application process – Apply online and get pre-qualified for a financing facility. You will be required to share your banking or accounting data which will determine the limit on your credit facility.


Rates start at 1.7% per month and are dependent on a number of data points which include credit data, government data, legal records, other public data, trade history, quality of invoices and debtors, etc.


Rewards for early settlement.


High monthly sales requirement to qualify.

Brand Features

  • Near-instant decisions
  • Invoice factoring
  • All industry sectors
  • Annual revenue over R500,000


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