The FNB Business Gold Credit Card gives South African businesses a line of credit for business spend, tied into FNB’s well-regarded digital banking. It supports expense management, rewards through eBucks, and everyday business purchasing.
Who it suits
It fits a business that banks with FNB or wants a business card integrated with strong digital banking and a rewards programme, to manage spend and short-term cash flow.
What you get
- A revolving business credit facility.
- Integration with FNB’s digital banking and app.
- eBucks rewards and business benefits.
- Expense separation for cleaner books.
Costs
The card carries fees, interest on balances carried, and FNB’s eligibility criteria. Check the current fees, interest rate and requirements before applying.
Our take
The FNB Business Gold card is a solid choice if you already use FNB and value its digital tools and rewards. As with any credit card, it is best for cash-flow timing and spend control, not funding growth. For that, see our funding options and manage cash flow carefully.
Related: Cash flow · Funding options · Business banking