Funding Hub: Bridging Finance

Sep 12, 2022


Funding Hub has a network of over 40 different lenders who offer more than 10 different types of specific finance products. The online platform has assisted over 5100 SMEs in the country.

You can get up to R5 million for property bridging finance.

According to Funding Hub, you can get up to 75% advance on the value of the sold property after deducting the bond and all transfer costs. You can use the proceeds for working capital or as a deposit on the next property, and so on.

The money can be made available within 24 hours. The loan would be settled when the sold asset is transferred to the buyer.

Main Features

Type Of Funding – Property Bridging Finance

Qualifying Criteria – You must have a trading history of at least six months (have earned an income for six months), and have a monthly turnover of minimum R30,000.

Repayment Terms – Pay back the loan between one to six months. Repayments start when the transfer of the sold asset is complete.

Application process – You can apply online – the application process takes about five minutes to complete. You will be asked to answer some of the following questions ‘what is the funding for? How long do you need the finance for? How much funding do you need?’ You will be required to provide the following documentation: the Director’s ID Documents, the business’s proof of registration, the Tax Clearance Certificate, and 6 months’ bank statements.


The interest rate per month can range between 3% – 4%.

According to Funding Hub, the funder will pay you a percentage of the value of the temporary inaccessible capital. This can extend up to 85%. You will get charged interest on the amount which you have accessed.

Compare Our Best Picks


  • Quick access to cash

  • Relatively inexpensive compared to other unsecured loans

  • Access funds for growth

  • Flexible repayment options


  • Can eat into profit margins,

  • Not as fast as an unsecured loan

  • The repayment period is shorter than competitors.


Funding Hub’s Bridging Finance is available to a wide range of established SMEs (small and medium enterprises) with a minimum trading history of 6 months and a monthly turnover of R30,000 or more.

Bridging Finance is ideal for situations where you need access to capital quickly, such as covering a temporary cash-flow gap, funding a property purchase before selling your existing one, or taking advantage of an unexpected business opportunity.

Funding Hub prides itself on its fast turnaround times. In many cases, you can receive a decision within 24 hours after submitting your complete application.

Bridging Finance offers flexible repayment terms, typically ranging from 1 to 6 months. The specific term will be determined based on your individual needs and the purpose of the loan.

Repayments typically begin once the sale of your property (if applicable) is finalized, and the funds are transferred to you. This ensures you have the necessary resources to cover the loan amount.

Yes, Funding Hub typically allows early repayment of your Bridging Finance loan.