Kenote Finance

11th ,July, 2023


Kenote Finance, a reputable financial institution founded in 2016, is dedicated to serving the needs of small and medium-sized enterprises (SMEs) and small, medium, and micro enterprises (SMMEs) in South Africa. Specializing in Purchase Order Funding, Tender Funding, and Cash Advances, Kenote Finance enables businesses to thrive by providing quick turnaround times and affordable rates.

What sets Kenote Finance apart is its ability and appetite to fund Purchase Orders of higher values. Funding starts from R500 000 – R8 million. The company’s ability to risk manage and take on complex projects is its key expertise. As a customer-centric institution, they prioritize hassle-free purchase order funding, ensuring businesses can focus on fulfilling their orders and expanding their operations. With a track record of successfully executing over 500 purchase orders to date, Kenote Finance has established itself as a reliable partner for businesses in need of financial support.


Type of Funding – Purchase Order Funding
Qualifying Criteria – Businesses need to provide a valid Purchase Order, Tender, or Letter of Appointment from a government institution, state-owned enterprise, or reputable private entity. The funding must be from R500 000.
Repayment Terms – The repayment terms range from 30 to 60 days, providing flexibility to meet the specific needs of each client.
Application Process – Applying for funding is easy and convenient with only 3 documents required for the initial application which are: A valid PO, RFQ / Specification and Supplier quotations. Clients can submit their applications online or via email to Kenote Finance typically takes 24-48 hours to review and approve or decline applications, ensuring a swift response.


Finance charges are 15% of the expenditure for Supply and Delivery Purchase Orders related to supply and delivery. For tenders or manufacturing projects, the fee is from 25% of the expenditure. These pricing structures enable businesses to access the funding they need while ensuring a fair and transparent financial arrangement.


1. Kenote Finance provides easy access to credit, ensuring that businesses can secure the financial support they need.
2. The company boasts a quick approval process, with feedback on applications delivered within 24 hours, allowing businesses to proceed with their plans without unnecessary delays.
3. Interest rates are low and are based on the expenditure of the PO, not the PO value. This ensures that businesses can borrow funds at affordable terms.
4. Kenote Finance is committed to providing dedicated customer support, guiding businesses throughout the entire process, and addressing any concerns or questions that may arise along the way


Drawbacks include the restriction of eligibility to businesses with formal purchase orders and the potential unsuitability of purchase order funding for businesses lacking a stable client base.

Customer Service

Kenote Finance prides itself on delivering excellent customer service. With a team of experienced project managers and dedicated project administrators, the company provides personalized support to ensure the success of each project. The customer service team is available 24/7, ready to assist clients with their funding needs.

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Brand Features

  • Best for high value Purchase Orders
  • Fast Approvals and Delivery
  • Feedback on application within 24 hours
  • Experienced and Dedicated Support


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