Peach Payments

Introduction

Peach Payments is a South African online payment gateway focused on eCommerce. It lets businesses accept card and local payment methods on their websites and apps, and is built to handle higher volumes for growing online stores.

Who it suits

Peach suits an online business doing meaningful volume that wants a robust gateway with support for a wide range of local payment methods, rather than a basic checkout link.

What you get

  • Online card processing plus popular South African payment methods.
  • Integrations with common eCommerce platforms.
  • Tools to manage refunds, recurring billing and reconciliation.
  • A gateway built to scale with a growing store.

How the cost works

Peach charges per transaction, with rates that can be tailored as your volume grows. There may be setup or monthly components depending on the plan, so confirm the current pricing for your expected volume.

Our take

Peach is a solid choice for a scaling online store that has outgrown a basic checkout. For a smaller business or one that also sells in person, compare it against the card-machine-plus-gateway options in our payment gateways review to find the right fit for your sales mix.

See Peach Payments

Related: Top payment gateways  ·  eCommerce explained  ·  More business tools

Main Features

Omnichannel Processing: Accept payments online, via Payment Pages (no website required), and in-store using Point of Sale (POS) hardware that processes cards in seconds.

Alternative Payment Methods (APMs): Boost conversions by offering diverse options like cardless digital wallets, Instant EFT, scan-to-pay QR codes, and Buy Now, Pay Later (BNPL) services like Payflex.

E-commerce Integrations: Easily connects with platforms such as Shopify, WooCommerce, Magento, and Xero via native APIs and pre-built plugins.

Recurring Billing: Peach Payments securely tokenises customer cards for automated subscription billing and one-click checkouts.

Real-Time Payouts: Disburse funds instantly to suppliers, partners, or customers, and receive unified daily settlements directly into your bank account.

Advanced Risk Management: Built-in PCI DSS compliance, 3D Secure readiness, and automated fraud detection to proactively monitor and restrict suspicious transactions.

Pricing

Peach Payments has two plans. One for large business and one for SMEs.

Growth Plan – Ideal for SMEs. Fees start at 2.95% + R1.50 per transaction. The growth plan features:

  • Easy plugins to start your new store
  • 365-day phone and email support
  • Free, automated daily settlements
  • Accept local and international card, EFT, Payflex and Mobicred
  • Automated conversion optimisation
  • Full pricing details

Enterprise Plan – Ideal for larger businesses who transact over R500,000 per month. Custom volume-based rates. The enterprise plan features:

  • Free automated daily settlements
  • Dedicated automated manager with daily priority support
  • API and SDK integration and Magneto plugins
  • Subscription and one-click checkout
  • Full pricing details

 

 

Pros and Cons

Pros

Integration with major e-commerce platforms.
Not setup fees.
Accept all cards including international and EFT transactions.

Cons

Transactions only received the next business day.
Account managers only for enterprise plan.
FAQs

Peach Payments ensures that you get your money the next business day after a transaction is processed.

No problem, Peach Payments provides payment links for businesses without websites.

Yes, Peach Payments integrates into all major e-commerce platforms including Shopify, Wiz and WooCommerce.

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