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Peach Payments

Table of Contents
Introduction

The new age of technology comes with many changes. One of those is how we pay for things. Before the pandemic, most people went to stores to buy things but afterwards came the digital revolution of payments. As digital payments evolve, Peach Payments has ensured that most South Africans have access to the technology.

Peach Payments allows online and offline merchants to accept payments on their websites, mobile sites and mobile apps. Businesses have access to all payment methods including credit/debit cards, bank transfers, mobile wallets, electronic wallets and mobile operator billing.

Peach Payments was launched in 2011 with the goal of “revolutionising the online payment space in South Africa,” according its their website.

Today the company operates in South Africa, Kenya and Mauritius and, according to its website, it processes over R1 billion a month for their merchants. Among their clients are Adidas, UCook, SweepSouth and Netflorist, and more.

Main Features

Shopping cart integration –  They integrate with all major e-commerce platforms including, WooCommerce, Shopify, Wix, Magento and Storefront. as well as custom builds through their API.

Payment methods – They offer multiple payment methods including Visa, Mastercard, InstantEFT, Apple Pay, mPesa and PayPal. They also allow merchants to accept payments in international currencies.

To collect payments without a website you can use their Payment Link which can be sent via email, SMS or Whatsapp, with no integration needed.

Subscription – Activate recurring payments with their card storage feature. Subscription payments are only available on WooCommerce, Magento and custom integrations (API and Mobile SDK).

Mobile friendly – To make it easy and convenient for mobile shoppers to pay on your website, their responsive widgets and native SDKs for iOS and Android ensure your website is mobile-ready.

Dashboard – Use the Peach Payments Console to track and manage transactions, access and download reports and enable features like recurring payments.

Pricing

Peach Payments has certain fees for its business plans.

Growth plan – Best for SMEs

  • No monthly fees.
  • Easy plugins for your new store.
  • Year round phone and email support.
  • Free automated daily settlements.
  • Accept local and international cards, EFTs, Payflex and Mobicred.
  • 2.95% per transaction + R1.50 per transaction.
  • No monthly fees
  • R200 monthly tokenisation fee.

Enterprise Plan – Pricing is customed according to your business

  • Suitable for businesses that transact over R300 000 per month.
  • Free automated daily settlements.
  • Dedicated account manager with daily support.
  • API and SDK integration and Magneto plugins.
  • Subscription and one-click checkout.
  • R300 monthly account fees.
  • R200 monthly tokenisation fee.

 

 

Pros and Cons

Pros

Integration with major e-commerce platforms.
Not setup fees.
Accept all cards including international and EFT transactions.

Cons

Transactions only received the next business day.
Account managers only for enterprise plan.
FAQs

Peach Payments ensures that you get your money the next business day after a transaction is processed.

No problem, Peach Payments provides payment links for businesses without websites.

Yes, Peach Payments integrates into all major e-commerce platforms including Shopify, Wiz and WooCommerce.

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