Don’t Let These Cash Flow Mistakes Cost You Your Next Funding

Updated on 8 October 2025 • Reading Time: 2 minutes

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Cash flow can make or break your business — and when it comes to funding, investors and lenders look at your cash flow before anything else.

Even profitable businesses lose out on funding opportunities because of a few common cash flow mistakes that make their numbers look unreliable.

  • Late Invoicing and Missed Payments

Waiting too long to invoice or follow up on payments leaves you with unpredictable cash flow.
Fix it: Sage Accounting automates invoicing and reminders, helping you get paid faster and stay consistent.

  • Poor Recordkeeping

Funders want to see a clear picture of where your money comes from and where it goes. Spreadsheets and paper receipts won’t cut it.
Fix it: With Sage, your transactions, expenses, and bank feeds are automatically tracked and organised in one place.

  • Mixing Business and Personal Finances

This is one of the biggest red flags for funders. It blurs financial clarity and creates tax complications.
Fix it: Use Sage Accounting to keep business and personal accounts separate and generate accurate, audit-ready reports.

Why It Matters for Funding

Lenders and investors don’t just want to see that you’re making money; they want to see how you manage it.
Clean, consistent cash flow statements show funders that your business is reliable and funding-ready.

Get started with smarter cash flow management using ​Sage Accounting​ and position your business for its next funding opportunity.

💬 Want to learn more?
Read our latest funding insights on how to prepare your business for funding.

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Important – Please Read Before Applying:

  • This funding is strictly for registered businesses with a valid CIPC registration number.
  • Your business must have an active business bank account (applications using personal accounts will not be accepted).
  • Minimum monthly turnover: R50,000 for the past 6 months.
  • This is not personal funding or a grant. Only established businesses are eligible to apply.

Applications that do not meet these requirements will, unfortunately, not be processed.


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