Here’s How to Protect Your Business

Updated on 11 September 2025 • Reading Time: 2 minutes

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Running a business in South Africa means facing challenges no one warns you about. Supply disruptions throw off delivery schedules. Late-paying clients stretch your cash flow. Staff morale dips when there’s no room for increases. From floods to copper theft and cybercrime, you’ve learnt to expect the unexpected. Yet you’ve kept going.

This isn’t just your livelihood; it’s part of who you are.

Cover that keeps up with you
Your risks can change as quickly as your opportunities. One month you’re storing extra stock for a big order, the next you’re transporting valuable equipment to a site. A flexible approach lets you choose cover for buildings, vehicles, stock and equipment, with options for theft, fire or loss-of-income protection. If you need something more specialised, like goods-in-transit or liability cover for customer claims, you can add it.

Resilience in real life
The right protection keeps vehicles on the road, safeguards stock and covers income losses during downtime, turning a setback into a short pause rather than a full-blown crisis. Business interruption cover helps you keep paying rent, salaries and suppliers while you get back on your feet. Emergency assistance, from roadside support to urgent repairs, can mean the difference between a quick recovery and a long delay.

A partner who understands
For 180 years, Old Mutual has helped South African businesses face change with confidence. Their broker network takes the time to understand your priorities, your industry and the risks that matter most to you.

Your next step
You built your business to grow, not to spend time worrying about worst-case scenarios. The right protection means you can focus on customers, growth and the legacy you want to leave.

Find out how Old Mutual Insure can help you protect what matters most.

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Important — Please Read Before Applying

  • This funding is strictly for registered businesses with a valid CIPC registration number.
  • Your business must have an active business bank account. Applications using personal accounts will not be accepted.
  • Minimum monthly turnover of R50,000 for the past six (6) months.
  • This is not personal funding and not a grant.

Applications that do not meet these minimum requirements will unfortunately not be processed.