Essential Tools and Resources Entrepreneurs Need for Funding

Updated on 14 October 2025 • Reading Time: 3 minutes

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Do you have the right tools to grow your business? In this brief, we explore essential tools and resources entrepreneurs need to access funding. From managing finances and payroll to finding the right platforms and guides, we highlight ways to strengthen your business and position it for growth. With the right resources, your business can access opportunities and get the support it needs.

How Payroll & Accounting Improve Fundability

Structured payroll and accounting systems strengthen a business’s fundability by ensuring accurate financial records, compliance, and cash flow management. Automated tools like Sage, Xero, and QuickBooks integrate payroll with accounting, reducing inefficiencies, compliance risks, and revenue loss. Reliable financial data helps attract investors, demonstrate stability, forecast performance, and prove the business’s growth potential.

Top Business Funding Platforms for SMEs

Small businesses in South Africa can access funding through platforms like Old Mutual’s SMEgo, Lula, Retail Capital, and GENFIN. Options include loans, crowdfunding, cash advances, and angel investment. Requirements vary but generally include turnover, trading history, and documentation. Each platform has unique features, repayment terms, and application processes, helping SMEs secure funding suited to their needs

Explore Guides to Business Funding

Empower Your Business with the Right Funding

Success in securing funding starts with having the right tools and resources. SME South Africa offers small businesses tailored financing options, including working capital loans, asset finance, invoice funding, and bridging finance. Entrepreneurs can maximise their chances by using essential resources like clear business plans, accurate financial statements, and cash flow projections to demonstrate fundability.

To qualify, businesses must be registered with CIPC, operational for at least 12 months, and show a minimum monthly turnover of R50,000. Equip your business with the right tools and explore funding opportunities today.

SME Funding Summit 2026 is on the Horizon!

After an inspiring 2025 summit that connected entrepreneurs, funders, and industry leaders to spark real conversations about SME growth in South Africa, we’re getting ready to make next year even bigger.

Catch the highlights from this year’s event and join the waitlist for exclusive early access to the 2026 summit.

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SME Funding - Get Pre-Approved

Important – Please Read Before Applying:

  • This funding is strictly for registered businesses with a valid CIPC registration number.
  • Your business must have an active business bank account (applications using personal accounts will not be accepted).
  • Minimum monthly turnover: R50,000 for the past 6 months.
  • This is not personal funding or a grant. Only established businesses are eligible to apply.

Applications that do not meet these requirements will, unfortunately, not be processed.


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