Tshepho Joel

Tshepho Joel is an experienced digital strategist with a proven track record of lifting user retention, leads, and revenue. Drawing on a robust background in performance marketing, he brings a data-driven, results-first eye to his work. Above all, he is dedicated to helping South African entrepreneurs start, fund, and grow their businesses.
Author
6 Best Funding Options for ICT Businesses in South Africa

6 Best Funding Options for ICT Businesses in South Africa

Picture of Tshepho Joel
Tshepho Joel
6 Best Funding Options for Wholesale Businesses in South Africa

6 Best Funding Options for Wholesale Businesses in South Africa

Picture of Tshepho Joel
Tshepho Joel
Working Capital Loans

Working Capital Loans

Picture of Tshepho Joel
Tshepho Joel
ikhokha logo

iKhokha

Picture of Tshepho Joel
Tshepho Joel
Intuit Quickbooks logo

Intuit Quickbooks

Picture of Tshepho Joel
Tshepho Joel
domains.co.za logo

Domains.co.za

Picture of Tshepho Joel
Tshepho Joel
Xneelo Logo

Xneelo

Picture of Tshepho Joel
Tshepho Joel
Afrihost logo

Afrihost

Picture of Tshepho Joel
Tshepho Joel
Afrihost logo

Afrihost

Picture of Tshepho Joel
Tshepho Joel
Telkom fibre review (1)

Telkom

Picture of Tshepho Joel
Tshepho Joel
Vox Logo

Vox Business Fibre

Picture of Tshepho Joel
Tshepho Joel
MiWay Logo

MiWay Business Insurance

Picture of Tshepho Joel
Tshepho Joel
Budget Insurance logo

Budget Business Insurance

Picture of Tshepho Joel
Tshepho Joel
AIG logo

AIG Business Insurance

Picture of Tshepho Joel
Tshepho Joel
First for Women logo

First for Women Small Business Insurance

Picture of Tshepho Joel
Tshepho Joel
Lula logo

Lulalend

Picture of Tshepho Joel
Tshepho Joel
Retail Capital Logo

Retail Capital

Picture of Tshepho Joel
Tshepho Joel
Freshbooks logo

Freshbooks

Picture of Tshepho Joel
Tshepho Joel
Absa logo

Absa Business Credit Card

Picture of Tshepho Joel
Tshepho Joel
Standard Bank logo

Standard Bank Business Credit Card

Picture of Tshepho Joel
Tshepho Joel
Nedbank Small Business Credit Card

Nedbank Small Business Credit Card

Picture of Tshepho Joel
Tshepho Joel
Fnb logo

FNB Business Gold Credit Card

Picture of Tshepho Joel
Tshepho Joel
From WhatsApp Orders to Nationwide Sales: How Women-led Businesses Can Scale Smarter

From WhatsApp Orders to Nationwide Sales: How Women-led Businesses Can Scale Smarter

Picture of Tshepho Joel
Tshepho Joel
Manufacturing Working Capital How to Fund Raw Materials and Production Costs Before You Get Paid

Manufacturing Working Capital: How to Fund Raw Materials and Production Costs Before You Get Paid

Picture of Tshepho Joel
Tshepho Joel
7 Best Cash Flow Solutions for South African SMEs

7 Best Cash Flow Solutions for South African SMEs

Picture of Tshepho Joel
Tshepho Joel
Xero Logo

Xero

Picture of Tshepho Joel
Tshepho Joel
Business Enquiries

What South African SMEs Actually Want: Inside Tens of Thousands of Business Enquiries

Picture of Tshepho Joel
Tshepho Joel
6 Best Funding Options for Manufacturing Businesses in South Africa

6 Best Funding Options for Manufacturing Businesses in South Africa

Picture of Tshepho Joel
Tshepho Joel
Applications Get Declined

Why Most SME Funding Applications Get Declined in South Africa

Picture of Tshepho Joel
Tshepho Joel
Bar chart: 50% of SME funding applicants earn under R50,000 a month

The SME Funding Readiness Report 2026: Why Half of South African Applicants Don’t Yet Qualify

Picture of Tshepho Joel
Tshepho Joel
South African Start-ups Can Unlock €100K in Non-Dilutive Funding PLUS Scaling Support via develoPPP Ventures — Apply Now

€100K Funding for SA Startups via develoPPP Ventures

Picture of Tshepho Joel
Tshepho Joel
SME SA Resource Downloads

What 150,000+ Template Downloads Reveal About the Real Struggles of South African Small Businesses

Picture of Tshepho Joel
Tshepho Joel
Revolving Credit Facilities in South Africa Banks vs. Fintech Lenders Compared

Revolving Credit Facilities in South Africa: Banks vs. Fintech Lenders

Picture of Tshepho Joel
Tshepho Joel
A Guide on Small Business Tax | SME South Africa

A Guide on Small Business Tax

Picture of Tshepho Joel
Tshepho Joel
7 Best Alternatives to Bank Loans for South African SMEs

7 Best Alternatives to Bank Loans for South African SMEs

Picture of Tshepho Joel
Tshepho Joel
A Guide to Government Funding for SMEs | SME South Africa

A Guide to Government Funding for SMEs

Picture of Tshepho Joel
Tshepho Joel