Glossary Category: Funding & Finance

Cash flow is the money moving in and out of your business over a set period. Positive cash flow means you can cover wages, stock and bills on time.

A bankable business is one a lender or investor sees as low enough risk to fund, backed by steady income, clean records and a credible plan.

A dividend is a share of company profit paid out to shareholders, usually in cash, as a return on the money they invested in the business.

The K-ratio measures how steadily an investment or business grows over time, weighing the consistency of returns rather than the size of any single ga…

Liquidity is how quickly your business can turn assets into cash to meet short-term costs, so you can pay what you owe without selling off equipment.

Purchase order funding pays your supplier so you can fulfil a confirmed order you could not otherwise afford, then you repay once the customer pays yo…

A revenue stream is a source of income for your business. Stable businesses build more than one, so a slow month in one does not sink the whole operat…

Return on investment shows what you earn back for every rand you put in. It is the simplest way to judge whether a spend or project was worth it.